It was literally designed around first generational home buyers. Just cause people don’t like that doesn’t mean it’s misinformation.
Down payment assistance was only for first generation and she had proposed adding a tax credit for first time home buyers. That would include average people.
The proposal includes $25,000 in downpayment assistance for 400,000 first-generation homebuyers, defined as those whose parents do not own a home. To qualify, these families must have a history of paying rent on time for at least two years. Additionally, the plan offers a $10,000 tax credit for first-time homebuyers. Here is another article
I don’t have the proposed plan specifically as it also changed a couple times and was more just a proposal without much meat other than primarily being what I said it was.
How do you become a first generation to a country without immigrating to it even if it is by your parents? The country was not founded at the time of their birth, the generation before them was an immigrant.
I’m sorry but that’s pointless pedantry to resist having to put my comment back of legitimate criticism against the idea that the Harris campaign was providing cash for buying homes to the average American.
Edit for myself that it was not Harris’s proposal but Bidens that is so restrictive and she resubmitted it and later adjusted around the end of August 2024 to be accessible to any first time home buyer. However, in a proposed 4 year plan that would limit to 1 million people a year and still require the rental proof and give preference to first generation homebuyers first.
provide working families who have paid their rent on time for two years and are buying their first home up to $25,000 in down-payment assistance, with more generous support for first-generation homeowners – or homebuyers whose parents don’t own a home.
Nothing at all about “immigrants”. Where did you hear that bullshit?
Mostly pro immigrant news sources that were happy about the benefit this would give directly to those communities and the fact that it targets people that have no other family members with a house in the US which those of us with older parents who were born in the US likely have.
The $10,000 credit for only first time homebuyers was a later addition and was not even set as it was more an additional thought tacked on and does nothing for actually giving money for the down payment but only credits you after you bought it.
Specifically, it targets individuals and families who have paid their rent on time for two years and are looking to buy their first home. The proposal offers up to $25,000 in down payment support, with more generous assistance available for first-generation homebuyers, meaning those whose parents do not currently own a home.
Proposed a $10,000 tax credit for first time home buyers.
Yeah, it was a shame it was so restrictive, literally was also set for a limit of 400,000 individuals when first proposed too.
Its a criticism of the garbage solutions that were brought forward for good headlines rather than actual support.
This plan will significantly simplify and expand the reach of down-payment assistance, allowing over 1 million first time-buyers per year – including first-generation home buyers – to get the funds they need to buy a house when they are ready to buy it," the Harris campaign said.
The Biden-Harris administration initially proposed providing $25,000 in downpayment assistance only for 400,000 first-generation home buyers—or homebuyers whose parents don’t own a home—and a $10,000 tax credit for first-time home buyers.
This is from Harris’s campaign announcement. The extension to millions would be the 4 year plan. And was adjusted again after Biden’s original proposal of this was panned for being what I originally sourced. The very last offering she made by the end of the campaign was looser on restrictions.
I was incorrect, in that she removed the tax credit and made wider eligibility though stated that those still meeting the original criteria would get more assistance, though all would be required to meet the 2 year of proven rental payments through an assured rental agency.
Wow, that’s very different from the “must live in government housing” and “only immigrants” that you started with. How many times does your bullshit need to be called out before you tell the truth?
Not government housing. Government assured or recognized rental agencies. For proof of payment. It’s part of the boring bureaucracy parts.
And primarily focusing on first generation homebuyers benefits people who have had no previous generations living in the country which is directly beneficial to 1st or second generational immigrants.
I am adjusting my position as I gain further information but the the proposed plans did not just offer free cash to assist the average American in buying a home. That’s still at the base of my point and still accurate. I am now aware that the plan was proposed by Biden and adjusted late into the campaign by Harris after backlash for it.
How much conversation does it take to get to the truth? However long it takes for both sides to agree on what it is.
First time home buyer with 2 months of on time rent payments is not that much of a qualifier. And yeah, it has to be actual rent, and not just saying “I paid my uncle in cash.”
Yeah, it doesn’t help you buy your second home. Yeah, you can’t do it at 18 if you haven’t moved out of your parents house.
And there is a lot of single family home renting in the US as landlording is seen as a legitimate income source and investment. Those people would be excluded if not done correctly and that’s likely true for a massive portion of them.
And the fact that in a population of 100 million renters in the US it leaves a majority of them out.
Removed by mod
This has been tagged as misinformation. I suspect it is, but if it isn’t, please source it. I’ll remove it until I get the valid source.
If you’re reading this and want to know what it says so you can help source it or not, read the modlog for this community.
https://onlinevisas.com/us-immigration/kamala-harriss-25000-for-immigrant/
It was literally designed around first generational home buyers. Just cause people don’t like that doesn’t mean it’s misinformation.
Down payment assistance was only for first generation and she had proposed adding a tax credit for first time home buyers. That would include average people.
I don’t have the proposed plan specifically as it also changed a couple times and was more just a proposal without much meat other than primarily being what I said it was.
First generation isn’t immigrants, they’re US citizens because they were born here.
How do you become a first generation to a country without immigrating to it even if it is by your parents? The country was not founded at the time of their birth, the generation before them was an immigrant.
I’m sorry but that’s pointless pedantry to resist having to put my comment back of legitimate criticism against the idea that the Harris campaign was providing cash for buying homes to the average American.
Edit for myself that it was not Harris’s proposal but Bidens that is so restrictive and she resubmitted it and later adjusted around the end of August 2024 to be accessible to any first time home buyer. However, in a proposed 4 year plan that would limit to 1 million people a year and still require the rental proof and give preference to first generation homebuyers first.
Here is the campaign announcement.
Nothing at all about “immigrants”. Where did you hear that bullshit?
Mostly pro immigrant news sources that were happy about the benefit this would give directly to those communities and the fact that it targets people that have no other family members with a house in the US which those of us with older parents who were born in the US likely have.
The $10,000 credit for only first time homebuyers was a later addition and was not even set as it was more an additional thought tacked on and does nothing for actually giving money for the down payment but only credits you after you bought it.
Not helpful.
deleted by creator
Yeah, it was a shame it was so restrictive, literally was also set for a limit of 400,000 individuals when first proposed too.
Its a criticism of the garbage solutions that were brought forward for good headlines rather than actual support.
Source
You keep making shit up. One million > 400,000.
This is from Harris’s campaign announcement. The extension to millions would be the 4 year plan. And was adjusted again after Biden’s original proposal of this was panned for being what I originally sourced. The very last offering she made by the end of the campaign was looser on restrictions.
I was incorrect, in that she removed the tax credit and made wider eligibility though stated that those still meeting the original criteria would get more assistance, though all would be required to meet the 2 year of proven rental payments through an assured rental agency.
Wow, that’s very different from the “must live in government housing” and “only immigrants” that you started with. How many times does your bullshit need to be called out before you tell the truth?
Not government housing. Government assured or recognized rental agencies. For proof of payment. It’s part of the boring bureaucracy parts.
And primarily focusing on first generation homebuyers benefits people who have had no previous generations living in the country which is directly beneficial to 1st or second generational immigrants.
I am adjusting my position as I gain further information but the the proposed plans did not just offer free cash to assist the average American in buying a home. That’s still at the base of my point and still accurate. I am now aware that the plan was proposed by Biden and adjusted late into the campaign by Harris after backlash for it.
How much conversation does it take to get to the truth? However long it takes for both sides to agree on what it is.
First time home buyer with 2 months of on time rent payments is not that much of a qualifier. And yeah, it has to be actual rent, and not just saying “I paid my uncle in cash.”
Yeah, it doesn’t help you buy your second home. Yeah, you can’t do it at 18 if you haven’t moved out of your parents house.
That’s about it.
2 years not months.
And there is a lot of single family home renting in the US as landlording is seen as a legitimate income source and investment. Those people would be excluded if not done correctly and that’s likely true for a massive portion of them.
And the fact that in a population of 100 million renters in the US it leaves a majority of them out.